New Horizon Credit Solutions - Credit Repair for a New Horizon

(816) 841-3635

 

 

home     |     why new horizon?     |     faqs     |     Resource center     |     about     |     contact
   
HOME
about us
why new horizon?
faqs



RESOURCE CENTER
How Credit is Determined
Stop Collection Agencies



CONTACT US

Credit Troubles?
Low Credit Score?



Some, perhaps even much of your low credit score could be the result of errors in your credit report. Statistics show that 79% of all credit reports contain errors, that is over 150,000,000 of the 200,000,000 credit reports. Twenty-five percent (25%) of credit reports studied had errors bad enough to cause denial of credit!

Federal law gives you the right to contact credit bureaus directly and dispute items on your credit reports. You can dispute any and all items that you feel classify as inaccurate, untimely, misleading or unverifiable. If the bureaus cannot verify that the information on their reports is correct, then those items must be deleted.

There is no charge for you to request an investigation. If the credit bureau does not respond within 30 days of your notification of a disputed item, that item must be removed from your credit report.

Keep in mind, only incorrect or unverifiable information can be deleted from your credit report. Accurate negative information remains a part of your record for the time set by the credit industry, at least 7 years from the time it is reported, 10 years for bankruptcy.

Credit troubles usually result from many factors. Making your payments late is one factor; having significant debt is another. Lenders may be reluctant to extend credit to persons who pay their bills late or have significant debt, even though they may have made all their payments.

Learn the dos and do nots of credit consumerism, but know and use your rights as a consumer!


NEW HORIZON CREDIT SOLUTIONS, LLC DISCLAIMER

The information provided on this website is solely intended to enhance general consumer understanding and education concerning financial topics and especially those in consumer credit and credit repair. All access to this site is voluntary and at the sole risk of the user. 

The site is offered for consumer educational use only. Nothing contained in the New Horizon Credit Solutions, LLC website is, should be considered, or should be used as a substitute for professional credit repair consultation or advice, and/or financial advice. The purpose of this site with its contents is only to provide general credit and financial information that can help consumers in their credit repair efforts and financial management issues. This site does not constitute certified financial advice, certified credit repair advice or information.

The information contained on this website is not designed to give credit repair advice or credit repair opinions. You should not rely solely on the information you view here in making any decision, as it may not pertain to your particular situation and may have been replaced or modified by more recent court decisions or legislative actions. We have attempted to provide you with quality information, however, we cannot guarantee that the information contained at other websites to which this site is linked is applicable to the issues of any particular viewer. Accessing this website does not create a professional relationship between New Horizon Credit Solutions, LLC and you, the viewer. You should consult a credit repair or other financial professional of your choice regarding any particular issue or question you have.

We encourage and advise users to seek the advice of a certified financial professional or other qualified credit repair professionals if there are any questions about personal financial issues or problems. Never disregard, delay or avoid seeking credit or other financial advice from a qualified financial or credit repair professional because of anything you have read on this site, or any third party sites.

We do not control, supply, operate, endorse, warrant or guarantee any information, products, services or merchandise that are not clearly identified as information that is supplied by New Horizon Credit Solutions, LLC. We do not guarantee the accuracy or currency of any Acts, Laws or Rules contained on our site. We do not warrant or guarantee that any material available for downloading through our site or third party sites is free of infections or viruses, worms, Trojan horses or other computer code that contains destructive properties.

Our web site has links to many federal agencies, and in a few cases we link to private organizations. You are subject to that site's privacy policy when you leave our site.

We do not guarantee or warrant against errors, omissions, delays, interruptions or losses including loss of data.

We reserve the right at any time to modify this site with or without notice.

 

205 South 15th street
Oak Grove, MO 64075
Phone: (816) 841-3635

info@newhorizoncreditsolutions.com